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How to transfer pension to Canada

Canada has a wide range of pension plans available, including employer schemes and opt-in schemes for self-employed people. The federal Government also offers tax incentives on a wide range of bank accounts which qualify as Registered Retirement Savings Plans (RRSPs). These are offered by most banks and insurance companies.

But the questions of what sort of retirement scheme is best for you, and which ones you qualify for as a migrant, are worthy of expert advice. You could stand to gain or lose a great deal.

What to ask

For most people, the sooner they join a pension plan, the greater the rewards.

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